Choose Your Path to
Intelligent Wealth
Start free. Upgrade when you're ready for institutional-grade insights and tax-optimized portfolio management.
Explorer
For individuals getting started with wealth optimization
- Up to 3 connected accounts
- Basic portfolio overview
- Monthly performance snapshot
- Movable vs. locked analysis
- Email support
- AI recommendations
- Tax-loss harvesting alerts
- Real-time sync
- Custom reports
- Priority support
Professional
For serious investors seeking tax-optimized growth
Billed annually ($468/year)
- Unlimited connected accounts
- Complete portfolio dashboard
- Real-time sync (every 5 min)
- AI-powered recommendations
- Tax-loss harvesting alerts
- 6-month backtesting analysis
- Custom performance reports
- Priority email support
- Dedicated account manager
- API access
Private Client
White-glove service for high-net-worth individuals
Billed annually ($1908/year)
- Everything in Professional
- Dedicated wealth strategist
- Custom integration support
- Family office features
- Estate planning analysis
- Quarterly strategy reviews
- Direct phone support
- API access
- Multi-entity management
- Custom reporting
Detailed Comparison
Every feature, every plan. Choose the level of insight that matches your wealth.
| Explorer | Professional | Private Client | |
|---|---|---|---|
| Portfolio Management | |||
| Connected Accounts | Up to 3 | Unlimited | Unlimited |
| Account Sync Frequency | Daily | Every 5 min | Real-time |
| Asset Class Support | Basic | All classes | All classes + alternatives |
| Historical Data | 6 months | 2 years | Unlimited |
| Analysis & Insights | |||
| Movable vs. Locked Analysis | ✓ | ✓ | ✓ |
| AI Recommendations | — | ✓ | ✓ + Custom |
| Tax-Loss Harvesting | — | Alerts only | Full automation |
| Performance Backtesting | — | 6-month | Custom periods |
| Estate Planning Tools | — | — | ✓ |
| Support & Service | |||
| Support Channel | Priority Email | Phone + Dedicated | |
| Response Time | 48 hours | 24 hours | Same day |
| Quarterly Reviews | — | — | ✓ |
| Custom Reporting | — | Templates | Fully custom |
Trusted by Serious Investors
Frequently Asked Questions
Your trial automatically converts to the Explorer (free) plan unless you choose to upgrade. You'll never be charged without explicitly selecting a paid plan and entering payment information.
Absolutely. Upgrade, downgrade, or cancel at any time. When upgrading, you'll have immediate access to new features. When downgrading, your current plan continues until the end of your billing period.
We use 256-bit AES encryption, the same standard used by major financial institutions. We're SOC 2 Type II certified and never store your login credentials—all connections are handled through Plaid's secure infrastructure.
MiniCFO supports connections to over 12,000 financial institutions including major banks, brokerages, retirement account providers, and cryptocurrency exchanges. If you can't find your institution, contact us and we'll work to add it.
MiniCFO complements your advisor by providing real-time portfolio analysis, automated tax-loss harvesting alerts, and data-driven recommendations. We analyze market conditions 24/7 and identify optimization opportunities that might be missed in quarterly reviews.
Enterprise plans include dedicated infrastructure, custom integrations, multi-entity management, advanced compliance features, and direct access to our engineering team. Contact us for a custom proposal based on your organization's needs.